Privacy Policy

Last Updated: January 2026

1. Our Commitment to Your Financial Privacy

At Pivotnia, your financial data is sacred. We believe that true financial growth requires a foundation of trust. We are committed to protecting the personal and financial information you entrust to our framework.

2. Information We Collect

To provide the Pivot Path experience, we collect:

  • Profile Information: Name, email address, and financial stage.
  • Financial Data: Income, expenses, debt balances, and interest rates.
  • Usage Data: How you interact with our budgeting tools and AI insights.

3. How We Use Your Data

Your data is used exclusively to:

  • Calculate your specific budget targets (Traditional vs. Growth).
  • Identify your Snowball and Avalanche targets for the Pivot Hybrid strategy.
  • Generate personalized AI insights to accelerate your financial journey.

4. Data Security

We utilize industry-standard encryption and Firebase's secure infrastructure to ensure your data is protected. We do not sell your personal or financial data to third parties.